Graduate degree-seeking students with an assistantship or fellowship:
Your health insurance charge is included in your assistantship or fellowship award. See the Grad School site for plan information. You must provide a copy of your award letter must be forwarded to International Programs & Initiatives to document health insurance coverage.
All international students:
You have the option of purchasing the UAF-endorsed plan or an alternate plan which provides comparable coverage. Note: You must provide documentation of insurance coverage every semester before the end of late registration. Following late registration, students who have not provided insurance coverage documentation will be dropped from classes. Documentation needs to include your name, name of the insurance company, summary of coverage and the validity dates. All documentation may be forwarded by email to IPI staff or provided in person.
If you would like to opt out of UAF’s student health insurance, you must provide International Programs with documentation in English of other health insurance coverage, including your name and the dates of coverage. This other policy must be comparable to UAF’s student health insurance. To opt out, do the following each semester:
Bring a copy of your other health insurance policy, which must include medical evacuation coverage (for serious illness or injury) and the repatriation of mortal remains (in the event of death).
Upon approval of this other policy, International Programs will issue an insurance waiver, which you will take to the UAF Bursar’s Office to have the UAF student health insurance charge removed from your account.
Nondegree-seeking exchange/study abroad students:
Bring a copy of your other health insurance policy. The following is required by U.S. federal regulations; there are no exceptions to these requirements:
Medical benefits of at least $50,000 per accident or illnessRepatriation of remains in the amount of $7,500;
Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $10,000; and
A deductible not to exceed $500 per accident or illness;
An insurance policy secured to fulfill the requirements of this section:
May require a waiting period for pre-existing conditions which is reasonable as determined by current industry standards;
May include provision for co- insurance under the terms of which the exchange visitor may be required to pay up to 25% of the covered benefits per accident or illness; and
Shall not unreasonably exclude coverage for perils inherent to the activities of the exchange program in which the exchange visitor participates.
Any policy, plan or contract secured to fill the above requirements must, at a minimum, be:
Underwritten by an insurance corporation having an A.M. Best rating of "A-'' or above,
An Insurance Solvency International, Ltd. (ISI) rating of "A-i'' or above,
A Standard & Poor's Claims-paying Ability rating of "A-'' or above,
A Weiss Research, Inc. rating of B+ or above,
Or such other rating as the Department of State may from time to time specify;
Or is backed by the full faith and credit of the government of the exchange visitor's home country.
UAF departments, exchange visitors, or students may buy insurance from any provider that meets the minimum coverage and insurance rating requirements. The companies listed below offer plans that meet mandatory health insurance requirements: