UnitedHealthcare StudentResources 2014-2015 Insurance Brochure

Please read carefully, there are new changes.

The 2014-2015 Student Insurance Policy Premiums:

Annual Coverage:   $2056.00      Aug 25, 2014 – Aug 24, 2015
**Fall Semester:    $750.00        Aug 25, 2014 – Jan 4, 2015

**Spr/Sum:               $1306.00     Jan 5, 2015 – Aug 24, 2015

Spring Semester:    $743.00        Jan 5, 2015 – May 16, 2015
*Summer only:       $563.00        May 17, 2015 – Aug 24, 2015

**Graduate Students with TA’s or RA’s dates of coverage.

 *Deadline for Summer insurance purchase is June 5, 2015. 

Cannot be purchased after this date.

Students need to add the student insurance on through UA Online or request that it be added at the Bursar's Office.

Students must be taking a minimum of 6 credit hours and 3 must be in the classroom in order to be eligible for coverage.

If there are questions about the policy, please feel free to call Margaret E. Kellogg, Insurance Coordinator for assistance 474-7043.

It is extremely important that students create this online insurance account because this will be the only way you will receive your id card.  The insurance company is no longer automatically mailing them out nor will temporary cards be available. 

Current Student Insurance Benefit Flyer with Limitations and Exclusions. Please read carefully.

Pre-existing Condition means: 1) the existence of symptoms which
would cause an ordinarily prudent person to seek diagnosis, care or
treatment within the 12 months immediately prior to the Insured's Effective
Date under the policy; or, 2) any condition which originates, is diagnosed,
treated or recommended for treatment within the 12 months immediately
prior to the Insured's Effective Date under the policy.
Exclusions and Limitations
No benefits will be paid for: a) loss or expense caused by, contributed
to, or resulting from; or b) treatment, services or supplies for, at, or
related to:
1) Acne; allergy, including allergy testing;
2) Addiction, such as: caffeine addiction; non-chemical addiction,
such as: gambling, sexual, spending, shopping, working and
religious; codependency;
3) Learning disabilities;
4) Biofeedback;
5) Durable Medical Equipment;
6) Circumcision;
7) Congenital conditions, except as specifically provided for Newborn
or adopted Infants;
8) Cosmetic procedures, except cosmetic surgery required to correct
an Injury for which benefits are otherwise payable under this policy
or for newborn or adopted children;
9) Dental treatment, except as specifically provided in the Schedule of
10) Elective Surgery or Elective Treatment;
11) Eye examinations, except as specifically provided in the Benefit for
Well-baby Exams, eyeglasses, contact lenses, prescriptions or
fitting of eyeglasses or contact lenses, vision correction surgery, or
other treatment for visual defects and problems; except when due to
a disease process;
12) Foot care including: care of corns, bunions (except capsular or bone
surgery), calluses, unless related to a covered disease process;
13) Hearing examinations, except as specifically provided in the Benefits
for Newborn Infant Hearing Screening, or hearing aids; or other
treatment for hearing defects and problems. "Hearing defects"
means any physical defect of the ear which does or can impair
normal hearing, apart from the disease process;
14) Hirsutism; alopecia;
15) Immunizations; except as specifically provided in the policy;
preventive medicines or vaccines, except where required for
treatment of a covered Injury or as specifically provided in the policy
or except as specifically provided in the Benefits for Well-baby
16) Injury or Sickness for which benefits are paid or payable under any
Workers' Compensation or Occupational Disease Law or Act, or
similar legislation;
17) Injury sustained while (a) participating in any interscholastic,
intercollegiate, or professional sport, contest or competition; (b)
traveling to or from such sport, contest or competition as a
participant; or (c) while participating in any practice or conditioning
program for such sport, contest or competition;
18) Organ transplants, including organ donation;
19) Outpatient Physiotherapy; except for a condition that required
surgery or Hospital Confinement: 1) within the 30 days immediately
preceding such Physiotherapy; or 2) within the 30 days immediately
following the attending Physician's release for rehabilitation; or when
referred by the Student Health and Counseling Center;
20) Participation in a riot or civil disorder; commission of or attempt to
commit a felony;
21) Pre-existing Conditions, except for individuals who have been
continuously insured under the school's student insurance policy for
at least 12 consecutive months. The Pre-existing Condition
exclusionary period will be reduced by the total number of months
that the Insured provides documentation of continuous coverage
under a prior health insurance policy which provided benefits similar
to this policy; (This exclusion will not be applied to an Insured Person
who is under age 19);
22) Prescription Drugs, services or supplies as follows:
a) Therapeutic devices or appliances, including: hypodermic
needles, syringes, support garments and other non-medical
substances, regardless of intended use (except as specifically
provided in the Benefits for Treatment of Diabetes);
b) Immunization agents, biological sera, blood or blood products
administered on an outpatient basis;
c) Drugs labeled, “Caution - limited by federal law to
investigational use” or experimental drugs;
d) Products used for cosmetic purposes;
e) Drugs used to treat or cure baldness; anabolic steroids used
for body building;
f) Anorectics - drugs used for the purpose of weight control;
g) Fertility agents or sexual enhancement drugs, such as Parlodel,
Pergonal, Clomid, Profasi, Metrodin, Serophene, or Viagra;
h) Growth hormones; or
i) Refills in excess of the number specified or dispensed after one
(1) year of date of the prescription;
23) Reproductive/Infertility services including but not limited to: family
planning; fertility tests; infertility (male or female), including any
services or supplies rendered for the purpose or with the intent of
inducing conception; premarital examinations; impotence, organic or
otherwise; tubal ligation; vasectomy; sexual reassignment surgery;
reversal of sterilization procedures; except as specifically provided in
the policy
24) Routine Newborn Infant Care, well-baby nursery and related
Physician charges except as specifically provided in the policy;
25) Routine physical examinations and routine testing; preventive testing
or treatment; screening exams or testing in the absence of Injury or
Sickness; except as specifically provided in the policy; or except as
specifically provided in the Benefits for Well-baby Exams;
26) Services provided normally without charge by the Health Service of
the Policyholder; or services covered or provided by the student
health fee;
27) Skeletal irregularities of one or both jaws, including orthognathia and
mandibular retrognathia; temporomandibular joint dysfunction;
deviated nasal septum, including submucous resection and/or other
surgical correction thereof; nasal and sinus surgery, except
treatment of chronic purulent sinusitis;
28) Skydiving, parachuting, hang gliding, glider flying, parasailing, sail
planing, bungee jumping;
29) Sleep disorders;
30) Supplies, except as specifically provided in the policy;
31) Surgical breast reduction, breast augmentation, breast implants or
breast prosthetic devices, or gynecomastia, except as specifically
provided in the policy;
32) Treatment in a Government hospital, unless there is a legal obligation
for the Insured Person to pay for such treatment;
33) War or any act of war, declared or undeclared; or while in the armed
forces of any country (a pro-rata premium will be refunded upon
request for such period not covered); and
34) Weight management, weight reduction, nutrition programs,
treatment for obesity, surgery for removal of excess skin or fat.

Looking for some insurance options, click picture below for information.

Need Insurance help?

Help in Fairbanks for the Health Insurance Market place call: 907-458-1544 and a Certified Application Counselor can assist you.

In order to get your Insurance card, you must create an insurance account.

Make yourself an account so you can check your claims and other important information.

Size: 5.3M bytes Modified: 9 November 2012, 14:05

University of Alaska Fairbanks Students must purchase the student insurance during fee payment either by asking for it on at the Business Office or adding it on when they are registering on UAonline. Please be sure to check your receipt carefully to make sure you have added what you need.

Students must be taking a Minimum of 6 credit hours in order to be eligible to obtain this insurance.

If you have questions about eligibility or how to make sure you have insurance, please call Margaret at the Student Health and Counseling Center 474-7043, she will be happy to assist you with your questions.

The Affordable Care Act or (ObamaCare) opens Insurance up to all on October 1, 2013.

Please see the links below for more information in regards to the Health Insurance Marketplace links for more info: and

Northern Lights
photo by Julia M. Kellogg UAF Alumni

The Student Injury and Sickness Insurance Plan is offered through UnitedHealthcare- Student Resources Division. Students must add or ask to have the insurance added to their account during fee payment. The insurance IS NOT an automatic assessment.


FrontierMEDEX: Global Emergency Services

is included in your student health insurance plan.

Frontier MEDEX: Global Emergency Services helps students, eases parents’ concerns and provides a valuable service for academic institutions.

Many colleges and universities have contingency plans in place to help students who are sick or injured on campus. But what happens if a student develops an urgent medical situation while traveling for academic or personal reasons?FrontierMEDEX provides an easy, affordable and turnkey solution in the event of such an emergency, found at the bottom of page 21 and on page 22 of the insurance brochure. 

This component of the Student Health Insurance is especially helpful to students traveling throughout the United States or traveling abroad.